Columnist-Dr. R K Chadha

UPI MDR: Is it a tax or a fee?

The government announced the UPI (Unified Payments Interface) Merchant Discount Rate (MDR) framework on 15 September 2026, with the charges set to take effect from 15 October 2026. The framework is as follows: (i) a 0.4% rate on person-to-merchant (P2M) payments above ₹2,000; (ii) no charge on P2M payments up to ₹2,000; (iii) a cap…

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Columnist-Dr. R K Chadha

7 Cataclysmic Minutes

Imagine a torrent of over 100 million cubic metres of rock, ice, and mud rushing down a narrow canyon at a whopping speed of more than 170 km/h. You would have virtually no chance of outrunning it. This is what happened on 26 August 2026 in the Nepal Himalaya, 60 kilometres north of Kathmandu. At…

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Columnist-Dr. R K Chadha

Bharat’s Yuva Shakti: a demographic dividend @80

As Bharat completes 79 years of independence, its large youth population presents both an unprecedented opportunity and a profound responsibility for the government. This demographic dividend, representing the Yuva Shakti, comprising approximately 37 crore youngsters aged 14 to 29 years, represents nearly 26 percent of the total population. This vast young resource needs careful nurturing…

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Columnist-Dr. R K Chadha

Reader’s Questions and Author’s Answers

That your e-paper, Orangenews9, is being widely read and debated, and that readers’ questions are answered without any prejudice, reflects the good journalism that your digital media platform follows. Such engagement is essential in any healthy democracy, and Bharat is no exception. Renowned scientist and columnist Dr R.K. Chadha recently wrote an article, Will the…

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Columnist-Dr. R K Chadha

A Wednesday, so different!

I woke up today with a profound, unexplainable sense of connection to my late parents. Yielding to modern habit, I opened WhatsApp, only to be met with an extraordinary sight. My screen was filled with messages from students, colleagues, and friends, including several from across the world I hadn’t heard from in years. Reading how…

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